You can manage your finances from the comfort of your home 24/7/365 with our FREE CU @ HOME Online Banking. It is quick and easy to transfer funds between your accounts, check your balances and review your history of your accounts. You also have secure email messages between you and your Credit Union.
It’s easy to get started! Contact the Credit Union at 337-436-2257 or come by to get signed up.
We now offer ezStatements FREE. When you enroll for this service you will no longer receive a paper statement by mail. It’s simple. You will receive an email when your statement is ready and you simply login to view your current statement. You may also view past statements, print any of these statements, and save them to other sources on your computer. You will also be able to view the quarterly newsletter
We now offer Bill Pay FREE to members with checking accounts. It makes paying bills simple and easy from the comfort of your home. Contact the Credit Union at 337-436-2257 or come by to get signed up.
What is it?
This is a new tool that provides extra protection for your online data and helps guard against fraudulent online activities like phishing scams and identity theft.
How does it work?
In addition to your Logon ID and Security Code, the system recognizes your computer and usage patterns. If a questionable logon attempt is detected, the system will require additional identity verification before allowing access.
How does it protect against phishing?
When you enroll in Multi-Factor Authentication (MFA), you choose a secret image and phrase combination. You will see your secret image and phrase, you can be reassured that you are logging on to your actual Internet Banking or Bill Payment site.
This enhancement has already implemented on EzCardInfo for your VISA Credit Cards.
We offer the convenience of a VISA Platinum Credit Card, with an interest rate lower than most. Visa offers worldwide acceptance, ATM accessibility and cash advances along with many other benefits. It’s convenient, no annual fee, low rates and also has a 25 day grace period. APPLY TODAY! For all other fees please see our FEE SCHEDULE.
VERIFIED BY VISA – Register your Visa TODAY!
Visa cards (debit or credit) is now protected by Verified by Visa – this password protects your card for free when you shop online. The next time you shop at participating online stores, you’ll see some new screens. Enter the information requested to activate your cards in order to complete your transaction. It only takes a moment, and then your card will have password protection whenever you shop online. Shop online with greater security at participating stores.
Your Visa credit card account can be viewed and managed online with eZCardInfo. It’s simple and easy to use.
These loans are up to 80% of the value of your primary resident located in Calcasieu Parish. These loans are variable rate based on the prime rate. Contact the Credit Union for details.
This type of loan can be granted up to $7000.00. Must have 10% of credit limit in the savings account. These loans are fixed rate. Minimum loan is $500.00. Contact the Credit Union for details.
COLLATERAL LOANS LOAN
New Vehicles are up to 95% of sticker with terms up to 84 months. You must have a minimum of $100 in the savings account. Rates and limits vary depending on your qualification.
Used Vehicles are up to 95% of book value of a vehicle with terms up to 72 months. You must have a minimum of $100 in the savings account. Rates and limits very depending on your qualification.
SHARE AND CERTIFICATE SECURED LOANS
This type of loan is secured 100% by regular savings or certificate of accounts. The rate depends on the type of security backing the loan.
If you have been a member for at least six months, you qualify for a overdraft loan. This type of loan prevents items being returned due to insufficient funds in the checking account. The limit on overdraft loans is $300.00.
Quick and Easy! Loans up to $600.00. Similar to Pay Day loans with cheaper interest rates.
Regular Share Accounts
Regular share accounts require a $25.00 minimum balance to maintain membership. There is a $1.00 joining fee. This savings account represents your share of ownership in the credit union.
Christmas Club Accounts
Christmas Club accounts is a special savings account to help you save for the holidays. These accounts cash out in mid October of every year. You may deposit into them as often as you like and any amount you would like.
Certificate of Account
Certificates may be purchase in terms of 6, 12, 18, and 24 months with a minimum of $1000.00. All certificates have a 90 day interest penalty for early withdrawal.
Individual Retirement Account (IRA)
We have regular savings Individual Retirement accounts. We offer the Traditional and Roth IRAs.
Share Draft Accounts
Requires an initial balance of $50.00 to open this account. Your first box of checks is free and your first six months you have no service charge. After the first six months, your service charge will be $5.00 if your balance goes below $500.00 during that month. You may also apply for a VISA Debit Card to eliminate excessive check writing. Overdraft protection is available from the savings (share account) to prevent returned items due to insufficient balance in the Share Draft Account.
Our Visa prepaid debit card helps you manage your money because it’s prefunded. That means you can only spend the amount on the card. We even give you an online management tool so you can track your spending just by checking your computer.
VISA Gift Cards
They’re the convenient, simple choice for busy shoppers. Whether it’s a holiday, a birthday, a wedding, or any occasion – for young or old or in between – a Gift Card is just the trick!
VISA Travel Cards
Travel with a peace of mind. Our Visa Travel card is your ticket to safety and convenience. It’s the best of both worlds; the safety of travelers checks and the convenience of a plastic card.