Membership Fees | Rate |
---|---|
Joining Fee | $1.00 |
Reopen Account after 6 month waiting Period | $10.00 |
Online Fees | Rate |
---|---|
CU @ Home Online Banking | FREE |
CU @ Home Bill Pay | FREE |
ezStatements | FREE |
EZ Mail Newsletter | FREE |
Savings Fees | Rate |
---|---|
Withdrawal fee – After 2 withdrawals in a month | $5.00 |
Close Account – If account is closed within the first 60 days | $10.00 |
NSF Check – Check deposited by member from 3rd party | $10.00 |
NSF Check – Check deposited by member from another account | $30.00 |
Overdraft savings – for checking account | $5.00 |
IRA annual fee | $9.00 |
Mail Return Monthly Fee (after 24 months) | $10.00 |
Share Draft (Checking) Fees | Rate |
---|---|
Service Charge for certainshare draftaccounts | $5.00 – $10.00 |
Stop pay on ACH or share draft | $25.00 |
3rd Party certified check | $10.00 |
Copy per draft – if more than 5 required | $1.00 |
NSF return on ACH or share draft | $30.00 |
Courtsey Pay on ACH, debit card or share draft | $25.00 |
NSF Check – Check deposited by member from 3rd party | $10.00 |
NSF Check – Check deposited by member from another account | $30.00 |
Annual Visa Debit Card Fee | $12.00 |
Annual Visa Debit Card Fee for second number | $3.00 |
Replace Visa Debit Card if lost | $5.00 |
Replace Visa Debit Card PIN | $5.00 |
Quick Order of Visa Debit Card | $40.00 |
Assistant in balance check book (after first time) | $10.00 per hr |
Negative Balance Calls (after two per month) | $5.00 |
Loan Fees | Rate |
---|---|
Regular Loan Application Fee (Annually if required) | $15.00 |
SpeedMoney Loan Application Fee (Every 6 months if required) | $15.00 |
Change loan due date – After first 60 days of loan | $10.00 |
Late Fee after 10 day grace period | $5.00 |
Skip A Pay | $25.00 |
NSF Check return for loan payment | $30.00 |
Overdraft Loan – Overdraft per day | $20.00 |
Lien Satisfaction for Non Members | $10.00 |
HELOC loan application fee | $86.00 |
HELOC Closing Cost | $550.00 |
VISA Credit Card Fees | Rate |
---|---|
Annual Fee | None |
Late Payment Fee | $25.00 |
Over limit Fee | $25.00 |
Card Replacement Fee | $5.00 |
NSF Check – for credit card payment | $25.00 |
International assessment fee | 1% |
Other Fees | Rate |
---|---|
Wires to other institutions | $25.00 |
Incoming wires from other institutions | $10.00 |
Western Union | $35.00 |
Fed Ex | $40.00 |
Visa Prepaid Cards (contact CU for full completefee schedule) | $5.00 |
Visa Gift Card | $3.00 |
Visa Travel Card | $5.00 |
Money Order | $1.00 |
Copies (per page) | $.10 |
Fax – First Sheet | $2.00 |
Fax – after first sheet (per page) | $.50 |
Notary Service to Members | FREE |
Stop Pay on check received from the Credit Union (Whitney) | $35.00 |