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About Us

SPELC Federal Credit Union is a financial cooperative, dedicated to serving its members. Originally chartered in 1957 to service the employees of Southern Pacific Railroad in the Lake Charles, Louisiana area. Over the years through charter changes and mergers, our credit union now serves a much boarder group. Our field of membership now consists of over 60 different companies, it also includes a large portion of the Lake Charles area. Family members are also eligible to join, please contact us to find out if you are eligible to join.

Your money is safe with us. Your savings are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration (NCUA).

SPELC Federal Credit Union takes great pride in helping you get the best value for your dollar. We are here to help you meet your financial needs. Call us first and you will be glad you did.

Click to review our Privacy Policy and REG D

Board of Directors:
Beth Frey – President
Susan Doyle – Vice President
Laura Melancon – Treasurer
David Streva
Anna Moss
Shelly Melancon
Mandi Phipps

Supervisory Committee:
Anna Moss
Heather Henderson
Penny Duffy

Laura Melancon – Manager
Sarah Courville – Assistant Manager
Brenda Buck- Teller

To learn more about our financial products and services, please take a few minutes to browse our website.

SPELC Federal Credit Union 2019 Holidays
December 31, 2020 (Close at noon) and January 1, 2021 Thursday and Friday New Year
January 18, 2021 Monday Martin Luther King Day
February 15, 2021 Monday Presidents Day
April 2, 2021 Friday Good Friday
May 31, 2021 Monday Memorial Day
July 5, 2021 Monday Independence Day
September 3, 2021 Monday Labor Day
October 11, 2021 Monday Columbus Day
November 11, 2021 Thursday Veterans Day
November 25 and 26, 2021 Thursday and Friday Thanksgiving
December 23, 2021 (Close at noon) and December 24, 2021 Thursday and Friday Christmas
December 31, 2021 (close at noon) Friday New Years