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About Us

SPELC Federal Credit Union is a financial cooperative, dedicated to serving its members. Originally chartered in 1957 to service the employees of Southern Pacific Railroad in the Lake Charles, Louisiana area. Over the years through charter changes and mergers, our credit union now serves a much boarder group. Our field of membership now consists of over 60 different companies, it also includes a large portion of the Lake Charles area. Family members are also eligible to join, please contact us to find out if you are eligible to join.

Your money is safe with us. Your savings are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration (NCUA).

SPELC Federal Credit Union takes great pride in helping you get the best value for your dollar. We are here to help you meet your financial needs. Call us first and you will be glad you did.

Click to review our Privacy Policy and REG D

Board of Directors:
Beth Frey – President
Susan Doyle – Vice President
Laura Melancon – Treasurer
David Streva
Anna Moss
Shelly Melancon
Mandi Phipps

Supervisory Committee:
Anna Moss
Heather Henderson
Penny Duffy

Laura Melancon – Manager
Sarah Courville – Assistant Manager
Brenda Buck- Teller

To learn more about our financial products and services, please take a few minutes to browse our website.

SPELC Federal Credit Union 2019 Holidays
December 31, 2019 (Close at noon) and January 1, 2020 Tuesday and Wednesday New Year
January 20, 2020 Monday Martin Luther King Day
February 28, 2020 Tuesday Mardi Gras
April 10, 2020 Friday Good Friday
May 25, 2020 Monday Memorial Day
July 3, 2020 Friday Independence Day
September 7, 2020 Monday Labor Day
October 12, 2020 Monday Columbus Day
November 11, 2020 Wednesday Veterans Day
November 26 and 27, 2020 Thursday and Friday Thanksgiving
December 24 and 25, 2020 Thursday and Friday Christmas
December 31, 2020 (close at noon) and January 1, 2021 Thursday and Friday New Years