Fee Schedule

Membership Fees Rate
Joining Fee $1.00
Reopen Account after 6 month waiting Period $10.00
Online Fees Rate
CU @ Home Online Banking FREE
CU @ Home Bill Pay FREE
ezStatements FREE
EZ Mail Newsletter FREE
Savings Fees Rate
Withdrawal fee – After 2 withdrawals in a month $5.00
Close Account – If account is closed within the first 60 days $10.00
NSF Check – Check deposited by member from 3rd party $10.00
NSF Check – Check deposited by member from another account $30.00
Overdraft savings – for checking account $5.00
IRA annual fee $9.00
Mail Return Monthly Fee (after 24 months) $10.00
Share Draft (Checking) Fees Rate
Service Charge for certainshare draftaccounts $5.00 – $10.00
Stop pay on ACH or share draft $25.00
3rd Party certified check $10.00
Copy per draft – if more than 5 required $1.00
NSF return on ACH or share draft $30.00
Courtsey Pay on ACH, debit card or share draft $25.00
NSF Check – Check deposited by member from 3rd party $10.00
NSF Check – Check deposited by member from another account $30.00
Annual Visa Debit Card Fee $12.00
Annual Visa Debit Card Fee for second number $5.00
Replace Visa Debit Card if lost $5.00
Replace Visa Debit Card PIN $5.00
Quick Order of Visa Debit Card $40.00
Assistant in balance check book (after first time) $10.00 per hr
Negative Balance Calls (after two per month) $5.00
Loan Fees Rate
Regular Loan Application Fee (Annually if required) $15.00
SpeedMoney Loan Application Fee (Every 6 months if required) $15.00
Change loan due date – After first 60 days of loan $10.00
Late Fee after 10 day grace period $5.00
Skip A Pay $25.00
NSF Check return for loan payment $30.00
Overdraft Loan – Overdraft per day $20.00
Lien Satisfaction for Non Members $10.00
HELOC loan application fee $86.00
HELOC Closing Cost $550.00
VISA Credit Card Fees Rate
Annual Fee None
Late Payment Fee $25.00
Over limit Fee $25.00
Card Replacement Fee $5.00
NSF Check – for credit card payment $25.00
International assessment fee 1%
Other Fees Rate
Wires to other institutions $25.00
Incoming wires from other institutions $10.00
Western Union $35.00
Fed Ex $40.00
Visa Prepaid Cards (contact CU for full completefee schedule) $5.00
Visa Gift Card $3.00
Visa Travel Card $5.00
Money Order $1.00
Copies (per page) $.10
Fax – First Sheet $2.00
Fax – after first sheet (per page) $.50
Notary Service to Members FREE
Stop Pay on check received from the Credit Union (Whitney) $35.00