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      Welcome to SPELC FCU!

Upcoming Events!




Columbus Day!
We will be closed Monday, October 12, 2015 for Columbus Day.

Check It Out!




Check out our LOW Loan Rates!

Looking for a NEW or USED Vehicle, Boat, or Recreational Vehicle loan.   Be sure to contact your CREDIT UNION first for the best rates!

Open your Checking Account TODAY!

Free online banking and bill pay with all Checking Accounts.  We have four different types of checking accounts: First Checking for ages 16 thru 22: Simple Checking - basic checking account; Premier Checking - Requires minimum deposit with higher dividend; and Golden Checking - for ages 55 and over.




Looking to purchase a new vehicle?  Credit unions have teamed up with US auto makers to offer members great discounts on new American-made Vehicles.  ALL credit Union members are eligible to receive discounts from either GM or Chrysler.  (Click on the icon above for details.)

Visa Gift Cards for all occasions.

Visa Travel Cards for all your travel needs.

Visa Reloadable Cards for your daily needs.

Important Information!



Remember: SPELC FCU will never solicit you for personal information over the phone or via email.  If you receive a suspicious call or email, please do not provide any personal information.  Call the credit union immediately to report any such activity.

To report a lost or stolen Visa Debit or Credit Card after hours, please call:
Visa Debit Card - 1-800-543-5073
Visa Debit Card Fraud - 1-800-890-5097
Visa Credit Card - 1-800-808-7230

As a credit union member, your CU deposits are insured up to $250,000 by the NCUISF (National Credit Union Share Insurance Fund).  Rest assured that not one penny has even been lost by member of a federally insured credit union.  We're keeping your money safer and sounder than ever before!  Check out the NCUA "Electronic Tool Kit" for useful information on share insurance coverage.

Routing Number
The routing number for all your saving and checking account deposit needs is 265274765.

Did You KNOW?



Skip a Payment on Your Loans!
Coming up with extra cash can be tough.  You can skip a payment on your loan at least once in a 12 month period.  (Does not include HELOC, overdraft, credit cards or Speedmoney Loans).  Contact the credit union office for details.

Visa Credit Cards
We have VISA Credit Cards staring at a low fixed rate of 8.90%.
APPLY today and payoff those high interest rate cards.

Over 43,000 Surcharge - FREE ATM's!
*Use with your SPELC debit card!
* Free smart phone app
Click Here to find the nearest ATM to you



Visa Credit

Harland Check
Reorder for
Credit Union

 Insurance "Electronic 
Tool Kit"

Click to read SPELC FCU Privacy Policy and Regulation D




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