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| FRAUD ALERT: SPELC FCU will never text, email or call you and request any personal information such as your social security, debit, credit, or checking account numbers. |
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LET US BE YOUR PRIMARY LENDING INSTITUTION!
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Even though the stock market may be shaky, our credit union is strong and has money to loan. We have competitive auto loans, signature loans, HELOC loans and Visa credit cards, and much more.
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FEBRUARY FEATURES
ANNUAL MEETING
Apply SPELC FCU annual meeting will be held, Wednesday, March 24th, at 6:30 p.m. at College Oaks Recreational Center on Ernest Street.
Cash prizes will be given away.
If you are interested in running for the board of directors, please contact the credit union office by Monday, March 22, 2010.
This is your credit union needs you!
CREDIT UNION T-SHIRTS
Apply and receive a Visa Credit Card and you will receive a credit union t-shirt.
February 15 thru March 30
CHRISTMAS CLUB ACCOUNTS!
Start savings for Christmas 2010.
Open your Christmas Club account TODAY!
GAP INSURANCE
You can purchase GAP Insurance with SPELC FCU on your new vehicle that is financed with us at a low cost of $145.00. (Must be purchased at the time the loan is booked.)
HAPPY VALENTINE DAY
Remember, you can purchase a VISA gift card for your sweetheart for Valentine's Day. With a gift card, they can purchase that perfect gift that they have been wanting and everyone is happy.
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WHATS NEW!
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CU Youth Club
This new youth program has 3 different levels.
Ages 0 - 5 (Stork Club)
Ages 6 - 12 (Kids Club)
Ages 13 - 17 (Teen Club)
Contact CU for details on this new and exciting youth club.
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Monthly Loan Notices no Longer Required!
We are no longer required to send the monthly loan payment notices. If anyone would like a payment book o their loan(s), please contact the credit union.
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 New Types of Checking Account
Starting March 1, 2009 will offer 4 different types of checking accounts.
First Checking - Ages 16 thru 22
Simply Checking - Basic Checking
Premier Checking - Requires minimum deposit with higher dividends.
Golden Checking - Ages 55 plus
Contact CU for details.
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CU Flash
We will be sending out an email monthly call "CU Flash" with promotions and reminders about our products and offers.
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  We now offer Visa Gift
Cards and Visa
Reloadable Cards
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Looking to purchase a new vehicle! Credit unions have teamed up with US auto makers to offer members great discounts on new American-made vehicles. ALL credit union members are eligible to receive discounts from eith GM or Chrysler.
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IMPORTANT INFORMATIONS
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NEW ROUTING NUMBER!
Our new routing number is 265274765.
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SHARE INSURANCE
As a credit union member, your CU deposits are insured up to $250,000 by the NCUISF (national Credit Union Share Insurance Fund). Rest assured that not one penny has ever been lost by a member of a federally insured credit union. We're keeping your money safer and sounder than ever before!
Check out the NCUA "Electronic Tool Kit" for useful information on share insurance coverage.
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To report a lost or stolen Visa card after hours please call:
VIsa Debit Card -- 1-800-543-5073
Visa Credit Card -- 1-800-808-7230
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DID YOU KNOW
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 We have VISA Credit Card starting at a low fix rate
8.90% APPLY Today and payoff those high interest rate cards. Click on the icon to download your application. |
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 Coming up with extra cash can be tough. You can skip a payment on all your loans one time a year. (Does not include real estate or HELOC). Contact CU for details.
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We have plenty of money to lend and we offer a wide variety of loans to meet your needs. Our rates are low and vehicle rates are competitive with auto dealers. GIve us a call, we are happy to help. Check out our rates!
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HOLIDAY SCHEDULE
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Tuesday, February 16, 2010 for Mardi Gras
Friday, April 2, 2010 for Good Friday
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CU YOUTH NEWS
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Birthday Celebration - Wednesday, February 17, 2010
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Ages 16 and 17 - can apply for a First Time Loan or First Time Visa Credit card and First Checking.
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