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Take advantage of the FREE online Financial Guideance offer by your CU.

Take advantage of the FREE Anytime Advisor Online coaches to help you make decisions you can be proud of.

Identity Thift Alert! Please be advised that SPELC FCU will never solicit you for personal information over the phone or via email.  If you receive a suspicious call or email, please do not provide any personal information.  Call the credit union immediately to report any such activity.

Watch for your monthly CU Flash that is sent to your email address. It keeps you up to date with your credit union information.  If you are not receiveing it, all you need to do is give us your email address.  This is another free service from your CU.

FRAUD ALERT: SPELC FCU will never text, email or call you and request any personal information such as your social security, debit, credit, or checking account numbers.

HAVE A GREAT SUMMER!

LET US BE YOUR PRIMARY LENDING INSTITUTION!

Even though the stock market may be shaky, our credit union is strong and has money to loan.  We have competitive auto loans, signature loans, HELOC loans and Visa credit cards, and much more.

JULY FEATURES NEW OR USED VEHICLE LOAN SPECIAL July 1st to August 30th Starting as low as 4.50% All loans are subject to approval.  Rate based on beacon score.  Minimum $10,000.00.  Rates are subject to change NEW OR USED MOTORCYCLE LOAN SPECIAL July 1st to August 30th Starting as low as 5.00% All loans are subject to approval.  Rate based on beacon score.  Minimum $5,000.00.  Rates are subject to change NEW OR USED BOAT LOAN SPECIAL June 1st to August 30th Starting as low as 5.00% All loans are subject to approval.  Rate based on beacon score.  Minimum $5,000.00.  Rates are subject to change CREDIT UNION T-SHIRTS Apply and receive a Visa Credit Card and you will receive a credit union t-shirt.    OPEN YOUR CHECKING ACCOUNT TODAY! STOP paying high bank fees on your checking account.  Open a checking account today with YOUR credit union and receive a free money bag.  SIGN UP FOR ANY NEW SERVICE AND RECEIVE A SPELC FCU CAP! While supplies last! WIN A $50 VISA GIFT CARD! Sign up for any online service and your name will go into a drawing for a $50.00 gift card. Drawing will be August 2, 2010. BACK TO SCHOOL LOANS! It's that time of year! July 1, 2010 to August 30, 2010 $1000 for 12 months starting as low as 8.20% All loans are subject to approval.  Rate based on beacon score.   VISA RELOADABLE DEBIT CARDS Great for vactions.   You Load it with the amount you want and spend only what you have.  Control your sepnding while enjoying the convenience of a Visa Debit Card.

WHATS NEW!

CU Youth Club This new youth program has 3 different levels.   Ages 0 - 5 (Stork Club) Ages 6 - 12 (Kids Club) Ages 13 - 17 (Teen Club) Contact CU for details on this new and exciting youth club.

REGULATION E Notice to current SPELC Federal Credit Union checking account holders! Congress has made legislative changes to overdraft protection for millions incluidng our members.  If you currently have a checking account with a Visa Debit Card, you will be receiving a letter in the mail informing you of the changes.  It is urgent that you complete the form whether you consent to opt-in or opt-out overdraft coverage on ATM and/or everyday debit card transactions.  You can mail the form to SPELC Federal Credit Union, 317 W 18th St, Lake Charles, LA  70601 or fax it to 337-433-0979.  You may also bring it to the credit union office.

We offer 4 different types of checking accounts. Check it out! First Checking - Ages 16 thru 22 Simply Checking - Basic Checking Premier Checking - Requires minimum deposit with higher dividends. Golden Checking - Ages 55 plus  Contact CU for details.

CU Flash We will be sending out an email monthly call "CU Flash" with promotions and reminders about our products and offers.

We now offer Visa Gift Cards and Visa Reloadable Cards

Looking to purchase a new vehicle!  Credit unions have teamed up with US auto makers to offer members great discounts on new American-made vehicles.  ALL credit union members are eligible to receive discounts from eith GM or Chrysler.

IMPORTANT INFORMATIONS

NEW ROUTING NUMBER! Our new routing number is 265274765.

SHARE INSURANCE As a credit union member, your CU deposits are insured up to $250,000 by the NCUISF (national Credit Union Share Insurance Fund).  Rest assured that not one penny has ever been lost by a member of a federally insured credit union.  We're keeping your money safer and sounder than ever before! Check out the NCUA "Electronic Tool Kit" for useful information on share insurance coverage.

To report a lost or stolen Visa card after hours please call: VIsa Debit Card -- 1-800-543-5073 Visa Credit Card -- 1-800-808-7230

DID YOU KNOW

We have VISA Credit Card starting at a low fix rate  8.90%  APPLY Today and payoff those high interest rate cards. Click on the icon to download your application.

Coming up with extra cash can be tough.  You can skip a payment on all your loans one time a year.  (Does not include real estate or HELOC).  Contact CU for details.

We have plenty of money to lend and we offer a wide variety of loans to meet your needs.  Our rates are low and vehicle rates are competitive with auto dealers.  GIve us a call, we are happy to help.  Check out our rates!

HOLIDAY SCHEDULE

Monday, July 5, 2010 - Independence Day CU YOUTH NEWS Birthday Celebration  - Tuesday, July 21, 2010 Ages 16 and 17 - can apply for a First Time Loan or First Time Visa Credit card and First Checking.

HOT LINKS!
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VISA Credit Card Online Service
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