| Share Draft (Checking Account) |
FEE
|
| GOLDEN CHECKING (Age 55 Plus) |
|
| Amount to Open |
$100.00
|
| Monthly Service Charge |
NONE
|
| Minimum Balance |
NONE
|
| Boxes of Checks (Basic design) |
2 PER YEAR
|
| VISA Debit Cards |
FREE
|
| Minimum to Receive Dividend |
NO MINIMUM
|
| Free Travelers Cheques |
YES
|
| Free Money Orders |
YES
|
| Free Cashier Checks |
YES
|
| Transfer overdraft from savings (per day) |
$5.00
|
| PREMIER CHECKING |
|
| Amount to Open |
$1000.00
|
| Minimum Balance for no Service Charge |
$1000.00
|
| Service charge if minimum monthly balance not meet |
$10.00
|
| Boxes of Checks (Basic design) |
1 PER YEAR
|
| Visa Debit Cards |
FREE
|
| Minimum to Receive Dividend |
$1000.00
|
| SIMPLY CHECKING |
|
| Amount to Open |
$50.00
|
| Minimum Balance for no Service Charge |
$500.00
|
| Monthly Service Charge |
$5.00 after first 6 months
|
| First Box of Checks (Basic design) |
FREE
|
| First Visa Debit Card |
FREE ($12.00 annually thereafter)
|
| Minimum to Receive Dividend |
$500.00
|
| FIRST CHECKING (Ages 16 thru 22) |
|
| Amount to Open |
$25.00
|
| Service Charge |
NO
|
| First Box of Checks (Basic Design) |
FREE
|
| First Visa Deibt Card |
FREE ($12.00 annually thereafter)
|
| Receive Dividends |
NO
|
| ALL CHECKING ACCOUNTS |
|
| Unlimited Check Writing |
|
| Online Banking |
FREE
|
| Bill Pay |
FREE
|
| EZ Statements |
FREE
|
| Transfer overdraft from overdraft loan (per day) |
$20.00
|
| NSF draft or ACH item |
$25.00 per item
|
| Courtesy paid draft or ACH item |
$20.00 per item
|
| Copy of cancelled draft by mail (written before October 31, 2009) |
$3.00 per item
|
| Copy of cancelled draft by fax (written before October 31, 2009) |
$5.00 per item
|
| Stop payment on draft or ACH |
$20.00 per item
|
| Assistance in balancing of a share draft account by credit union: |
| First time |
FREE
|
| Anytime thereafter |
$10.00 per hour
|
| Share Draft (Checks) |
|
| First Box (no business style checks) |
FREE
|
| Check orders thereafter |
Price Varies
|
| Daily phone call for deposits: |
|
| First and second phone call each month |
FREE
|
| Any phone call thereafter during the month |
$5.00 daily
|