SPELC Federal Credit Union is a financial cooperative, dedicated to serving its members. Originally chartered in 1957 to service the employees of Southern Pacific Railroad in the Lake Charles, Louisiana area. Over the years through charter changes and mergers, our credit union now serves a much boarder group. Our field of membership now consists of over 60 different companies, it also includes a large portion of the Lake Charles area. Family members are also eligible to join, please contact us to find out if you are eligible to join.

Your money is safe with us. Your savings are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration (NCUA).

SPELC Federal Credit Union takes great pride in helping you get the best value for your dollar. We are here to help you meet your financial needs. Call us first and you will be glad you did.

To learn more about our financial products and services, please take a few minutes to browse our website.